We
have some simple questions that if answered truthfully will give you an idea if
mounting debt is creating a problem.
1.
Do you dread opening the mail because you know that bills are coming in that you
may not be able to pay? Yes/No
2.
Do you have to check the balances on your credit cards to see if you can use them?
3.
Do you have more than 2 major credit cards with balances on them? Yes/No
4.
Are you borrowing from one card to pay another? Yes/No
5.
Do you lie awake at night wondering how or if you will ever get out of debt? Yes/No
6.
Are you living paycheck to paycheck with no savings? Yes/No
7.
Do you ever get a stomach ache when thinking about your finances? Yes/No
8.
Are you paying the minimum payment due on most of your credit cards? Yes/No
9.
Are you falling behind in your payments or late in paying your bills? Yes/No
10.
Are collectors or your creditors calling your home and place of work? Yes/No
Scoring:
Give yourself one point (1) for every question above that you answered "Yes".
Results:
7 or more points: Please ask for your free quote
today! Your life is being run by your debt. You can become debt free and learn
to live in financial freedom. Your creditors will work with us to lower your monthly
payments and interest rates. Be strong and fill out our
free quote. There is no obligation. You came to our site for a reason. Now,
let us help you.
4-6
points: You finances are in trouble. You have probably thought about debt consolidation
before. You are spending a lot of time worrying and thinking about your bills.
Let our professional debt counselors give you a helping hand. You can pay one
lower monthly payment with lower interest rates. Find
out how.
1-3
points: Your finances are not in great condition, but so far you've been trying
to handle it on your own. If you're afraid you may not be able to continue on
your current path, you are welcome to fill out our free
quote form to find out if we can make paying your bills easier for you and
less expensive. Please don't wait until your bills are out of control. See
our FAQ to find out more.
